As a fifth year State Farm Agent, my passion for helping my customers through the unexpected and working in my local community in Colorado, Arizona, Utah, and Kansas has been such a privileged that I do not take lightly. As a State Farm agent, I have the opportunity to work directly with my customers to provide them with education on subject matter that is all too often overlooked. My philosophy is that you should know exactly how your insurance works, prior to ever having to use your coverage. By educating my customers on their current coverages and identify gaps that may present an aggravating or devastating loss down the road when they go to file a claim, we are able to match your policies with your financial goals and dreams.
By working directly with either of my offices, I promise that we will take the time to review your policies to make sure you have no frustrations on their claims such as not having windshield coverage or adequate rental car reimbursement. Good insurance is not just a race to the bottom in regard to price as many of our competitors may have led people to believe. Instead, we find value comes from protection and not having those uncomfortable calls where you think you have a certain coverage, only to discover that you do not. Most online insurers focus on simply saving you money by cutting coverage or increasing deductibles, we strive to put coverage first and price second. Not to say that price is not important, but if it comes at the expense of being out thousands of dollars as a result, we simply do not see the value in that. We are here to protect your assets and preserve your lifestyle through the right combination of insurance for not only the material such as your vehicles and home but also for the irreplaceable such as your income and yourself.
We take the time to explain how insurance is the foundation of any good financial plan because without a good foundation, anything you build upon it will crumble. A well-built home requires a strong foundation from which you build the farming, walls, interior, and finally the roof meaning we want your future financial success through preparing for your retirement and future but if your insurance is not up to par, it has the potential to completely derail all of your other plans. We look at not only the "if" scenarios such as a total home loss due to a fire but also the "when" scenarios such as proper legacy planning for your family. The goal is that "if" or "when" you have a claim, that you are comfortable with your coverage, and it performs the way you intended it to!
Through State Farm and our alliances, we offer over a hundred different products and options including insurance for what you typically expect from an insurance carrier such as auto insurance that includes vehicles, motorcycle, and recreational vehicles. Our fire product offerings include homes, cabins, second homes, renters, condos, town homes, boats, rental property, and liability umbrellas. We have products for our small business customers including general liability, HOA, office, and workers compensation insurance.
We protect our customers income with financial services products with life and health insurance. We have robust offerings of life insurance options such as term insurance that goes for 10, 20, and 30 years, term policies that go for 20 and 30 years where you receive your money back at the end of the policy period, and cash value life insurance options such as whole and universal. We can help with any life insurance need, whether it's protecting short-term debt obligations, raising kids, and legacy planning to ensure your family has tax-free money upon your death with living benefits in the cash value you can utilize to make purchases such as cars, properties, or subsidizing your retirement.
Our health insurance offerings include short-term and long-term income replacement and supplemental hospitalization policies.
Finally, State Farm has alliance relationships with Rocket Mtg for home purchases and refinances, TruPanion for pet insurance for your furry loved ones, USBank for certificates ofdeposit, checking, savings, and creditcards, and LightStream for personal loans for weddings, home improvement projects, new vehicle purchases, and more!
I am proud to be a State Farm agent that has the opportunity to help my customers. When not working as an insurance ninja, I find myself spending time with my three beautiful daughters and my wife or traveling to see family in Arizona or Florida. As a native, I love participating in the various activities that Colorado has to offer. Whether it's skiing, hiking, or fishing, time outside is time enjoyed!I hope you will consider my agency for all of your insurance and financial service needs now and into the future!
